How to Pick the Right Schengen Travel Insurance in 2026

Insurance Checks Before Your Schengen Appointment

Price shopping is tempting, but consulates only accept policies that tick every compliance box. Here is what changed for 2026.

Minimum requirements

• Coverage of at least €30,000 (₹27 lakh) for medical emergencies and repatriation.
• Validity across all Schengen member states for the entire travel period.
• Zero deductible mention on the certificate.

Recommended add-ons

Upgrade to plans that include trip interruption, baggage delay, and pre-existing condition riders—especially for multi-generational departures.

Fastest issuers in Delhi NCR

• TATA AIG Schengen Supreme — digital certificate within 15 minutes.
• Care Travel Suraksha — unlimited sum insured upgrades for 2026.
• Reliance Schengen Assist — bundled COVID cover and cashless network.

Share travel dates, destination list, and passport scans with our Karampura desk and we will issue compliant certificates synced with your visa file.